AMAR (27), A WOODCUTTER, ACCIDENTALLY LOST HIS CHAINSAW FILE TO REPLACE IT AT A BUILDING SHOP. HOWEVER, WHEN HE WANTED TO PAY USING THE QR APPLICATION FROM RUHIYAH (35), THE CASHIER ASKED HIM TO PAY IN CASH ONLY BECAUSE QR WAS ONLY FOR TRANSACTIONS OVER IDR 100,000. ANNOYED, AMAR WAS FORCED TO LEAVE THE SHOP TO FIND A MINI ATM. AFTER WAITING IN LINE FOR QUITE A LONG TIME, AMAR WAS FINALLY ABLE TO WITHDRAW CASH WITH THE REMAINING BALANCE, WHICH HE COULD ONLY WITHDRAW IDR 100,000. AMAR LATER RETURNED TO THE STORE TO PAY CASH, BUT THE CASHIER REFUSED